Insurance

Citroen have recently published a recall and stop-drive notice for a number of their vehicles. This is because there is a known fault in the vehicle’s airbags. In some instances, Citroen has placed a ‘stop drive’ notice on vehicles, where Citroen has deemed a vehicle to be unsafe to drive. What vehicles have been recalled […]

1. Conduct Regular and accurate valuations of your business property and contents. It’s good to consider having a professional with you to assist you with the valuation process  2. Provide the cost of rebuilding our business property to your insurer rather than the market value or the amount your purchased it for  3. Calculate and

In April 2025, Marks & Spencer (M&S) became the latest high-profile victim in a growing wave of sophisticated cyberattacks targeting major UK retailers. The incident served as a stark reminder that even well-established brands are not immune to digital threats—and underscores the critical importance of proactive cybersecurity and robust cyber insurance in today’s digital-first economy.

If you own a property, there’s an issue that could potentially leave you seriously out of pocket: underinsurance. While it’s not new, recent inflation has made it a much bigger problem — and many property owners aren’t aware of just how far their insurance has fallen behind today’s rebuilding costs. At its core, underinsurance means

Tens of millions of pounds of equipment is stolen each year and in 2023, about 50% of tools were stolen from vehicles. A lot of the tools were stolen from vans which are often left severely damaged. A builder estimated he had about £15,000 worth of tools stolen when his van was broken into. It

A recent poll commissioned by Climate Barometer has found that over three-quarters of the British public believe the UK is not adequately prepared for floods and other extreme weather events driven by climate change. The survey, conducted in late October 2024 aimed to assess public perception of the UK’s readiness for severe weather ahead of

As we head into the new year, cyber security is still at the forefront of concern for any business. These concerns are not unfounded; half of UK businesses and almost a third of charities reported experiencing cyber security breaches or attacks in the UK Government’s 2024 Cyber Security Breaches Survey. The following trends of cyber

If you’re leaving your home or a rental property unoccupied for an extended period this winter, there are a few things that you can do beforehand to prevent any accidents in your property and to deter any break ins. In 2023, the Financial Conduct Authority (FCA) revealed that nearly 3 in 10 home insurance claims

In November 2024, Smart Money People held their annual Insurance Choice Awards. We were nominated in the Best Commercial Broker catergory and we were up against some fantastic brokers across the UK and we are pleased to announce that we won ‘Best Commercial Broker’. The winner is determined by votes and reviews by clients and